We source mortgages using 100% of your banding, even if you are on a rolling six-month contract.

As a junior doctor, getting a mortgage during foundation training can often appear to be almost impossible. You may be looking to buy your first home, move to a bigger property to accommodate a growing family or group together and buy a place with friends. Whatever you reason for needing a mortgage, the last thing you need is a rejected mortgage application.

Junior Doctors

Junior doctors are viewed as being self employed as they don’t have permanent employment contracts. As your training rotates, your contracts will change frequently and this makes it harder for lenders to judge your earnings accurately because they don’t understand the dynamics of a trainee doctor.

If you have struggled to get a mortgage as a junior doctor, Doctors Mortgages Online can help you get any mortgage on the market. We have access to lenders who understand junior doctor contracts and some will even lend if you can provide a contract offer letter. If you are looking to get your foot on the property ladder, remortgage to consolidate debt from training or sabbatical, buy to let or let to buy, we can let you know exactly how much you can borrow and offer you a range of competitive mortgage rates based on your individual criteria.

To get your questions answered and get your junior doctor mortgage application underway, call one of our medical mortgage brokers today on 01656 749902.

For out of hours or weekends, email us at info@doctorsmortgagesonline.co.uk

Boost your chances of getting a mortgage - Guide

Boost your chances of getting a mortgage with our FREE guide.

Did you know there are simple things you can do to increase your chances of getting the mortgage you want? Our free guide tells you all you need to know to get started.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.