How to get a mortgage as a newly qualified doctor

August 6th, 2018|

This month, thousands of newly qualified doctors start work in hospitals across the UK. After years of studying, senior colleagues will hand over the ropes and responsibility to those fresh out of medical school, as they start their first day on their ward rounds as a junior doctor. These first few weeks in August will evoke [...]

Are you a medical mortgage misfit?

July 11th, 2018|

Are you a locum GP? New into practice? Junior doctor or a consultant? Got your eye on your dream property? Thinking of buying a new home? Well if so, chances are you are in fact a ‘medical mortgage misfit’ (even though you may not know it yet), with an income that doesn’t tick the standard [...]

Get your mortgage application moving in minutes

April 24th, 2018|

Since the shake up that was the Mortgage Market Review in 2014, the mortgage application process has become very long winded. But it doesn't need to be, if you approach the right lender. Here's how to get your mortgage application moving in minutes. Doctors Mortgages Online have been operating to post Mortgage Market Review criteria for [...]

Why buying a house should be your new year’s resolution

December 21st, 2016|

If you have been contemplating buying a house for the best part of 2016, then you’re not alone! Daydreaming about paint colours, kitchen designs and beautiful gardens is commonplace amongst the houseless, so just what is stopping you taking your perfect picture and making it happen? If you’ve been putting off house buying in a [...]

Is a Tracker or Fixed mortgage best for you in the current climate?

November 15th, 2016|

It seems that as a consequence of Brexit, rates will remain low in the UK for some time. In fact, the Bank of England have suggested that rates may have to fall further before the end of the year, which will have a knock-on effect on the pound and increase our cost of living significantly. [...]

What Brexit means for doctors mortgages

June 29th, 2016|

As the UK population votes to leave the EU, we take closer look at what Brexit means for doctors mortgages. House prices Estate agents have warned that buyers and sellers face a period of uncertainty when it comes to house prices post Brexit vote. Before the vote took place, the Treasury warned of a huge [...]

How changes in stamp duty helps foreign doctors

April 6th, 2016|

As today’s UK stamp duty land tax changes come into play, UK doctors are bracing themselves to feel the pinch. However, it is a different story for foreign doctors looking to relocate to the UK when you factor in the current weakness of the pound. Here's how changes in stamp duty helps foreign doctors. To an [...]

The mortgage application process: A step-by-step guide

February 16th, 2016|

Whether you are a first-time buyer, looking to remortgage a property or buy-to-let, then you will be faced with tackling the mortgage application process. If this is not the first time you have applied for a mortgage then you will be aware of the steps involved. The mortgage application process begins with some vital questions [...]