Are you a medical mortgage misfit?

July 11th, 2018|

Are you a locum GP? New into practice? Junior doctor or a consultant? Got your eye on your dream property? Thinking of buying a new home? Well if so, chances are you are in fact a ‘medical mortgage misfit’ (even though you may not know it yet), with an income that doesn’t tick the standard [...]

What Brexit means for doctors mortgages

June 29th, 2016|

As the UK population votes to leave the EU, we take closer look at what Brexit means for doctors mortgages. House prices Estate agents have warned that buyers and sellers face a period of uncertainty when it comes to house prices post Brexit vote. Before the vote took place, the Treasury warned of a huge [...]

Why lending up to age 95 is not a practical mortgage model

April 20th, 2016|

A UK mortgage provider this week announced that they are set to trial a 55+ mortgage designed for older borrowers in the summer. The oldest applicant can be 85 years old! Whilst some predict that this is likely to cause a major shift in the mortgage market, others are calling the product irresponsible. Here we [...]

Let To Buy Mortgage: How does it work?

January 5th, 2015|

Most of us are familiar with ‘Buy-to-Let’, but less so with the opposite ‘Let-to-Buy’ practice. Letting out your own home, and raising a new let to buy mortgage against it, frees-up cash you need to be able to purchase a new home for yourself. A let to buy mortgage can be used by those who [...]