How to get in your new house before Christmas

October 15th, 2018|

Planning to buy a new house before Christmas? Research shows you’ll need to get your mortgage application going in October.  There are 71 days to go until Christmas, which is plenty if you haven’t given a second thought to buying presents, but could prove a problem if you’re planning to move home. Research by Rightmove [...]

How to remortgage with bad credit

June 10th, 2018|

If you are looking to remortgage with bad credit, then it can prove to be a difficult situation. Should I try to remortgage with bad credit? Specialist brokers like Doctors Mortgages Online are able to source mortgage deals for those with bad credit. Via a scheduled telephone call we can discuss your situation, talk through any [...]

Doctors: How to save on your mortgage

June 1st, 2016|

For the majority of us, our mortgage repayments are our single biggest monthly outgoing. Doctors: How to save on your mortgage! 1. Don’t slip onto a Standard Variable Rate (SVR) If you’ve bought into a fixed rate mortgage two, three or five years ago and didn’t remortgage when your deal came to and end, you’ll [...]

How to beat the stamp duty surge on second homes

February 29th, 2016|

Whatever the reasons for your second home purchase – be it a home for the kids at Uni, your little place in the country or a buy-to-let investment – if you’ve been toying with the idea of investing in property, you’d better get your skates if you want to know how to beat the stamp duty [...]

The mortgage application process: A step-by-step guide

February 16th, 2016|

Whether you are a first-time buyer, looking to remortgage a property or buy-to-let, then you will be faced with tackling the mortgage application process. If this is not the first time you have applied for a mortgage then you will be aware of the steps involved. The mortgage application process begins with some vital questions [...]

Why you shouldn’t ignore your mortgage rate

December 9th, 2015|

According to independent researcher Which? only one in three UK mortgage holders have no idea what mortgage rate they are paying. With the Bank of England telling us to keep out eyes on interest rates, it appears that a large proportion of the British public don’t seem to care too much if rates were to [...]

Increase your chances of buying a property before you reach 30

November 24th, 2015|

If you don’t want to be renting forever, then here are 8 ways you can increase your chances of buying a property before you reach 30. 1. Move back in with your parents To give you time to digest this one, we’ll get it out of the way first! Moving back home to increase your chances of [...]

Let To Buy Mortgage: How does it work?

January 5th, 2015|

Most of us are familiar with ‘Buy-to-Let’, but less so with the opposite ‘Let-to-Buy’ practice. Letting out your own home, and raising a new let to buy mortgage against it, frees-up cash you need to be able to purchase a new home for yourself. A let to buy mortgage can be used by those who [...]