Why mortgage lenders LOVE a joint income

February 14th, 2018|

Single versus joint income mortgage application When applying for a mortgage, it is often a case of two heads are better than one. When you apply for a joint doctors mortgage your incomes are combined, and so are any financial assets that are carried in your individual names. Combining your income and assets strengthens your [...]

Is a Tracker or Fixed mortgage best for you in the current climate?

November 15th, 2016|

It seems that as a consequence of Brexit, rates will remain low in the UK for some time. In fact, the Bank of England have suggested that rates may have to fall further before the end of the year, which will have a knock-on effect on the pound and increase our cost of living significantly. [...]

Why you shouldn’t ignore your mortgage rate

December 9th, 2015|

According to independent researcher Which? only one in three UK mortgage holders have no idea what mortgage rate they are paying. With the Bank of England telling us to keep out eyes on interest rates, it appears that a large proportion of the British public don’t seem to care too much if rates were to [...]