Why Winter Can Be The Best Time To Sell Your Home

November 26th, 2018|

Selling you home in Winter can be more attractive than you think! The misconception that the months in the run-up to Christmas are not a favourable time to sell your home, means that many homebuyers miss out on a host of properties that enter the market during November and December. Several studies have also shown [...]

How to get in your new house before Christmas

October 15th, 2018|

Planning to buy a new house before Christmas? Research shows you’ll need to get your mortgage application going in October.  There are 71 days to go until Christmas, which is plenty if you haven’t given a second thought to buying presents, but could prove a problem if you’re planning to move home. Research by Rightmove [...]

How to get a mortgage as a newly qualified doctor

August 6th, 2018|

This month, thousands of newly qualified doctors start work in hospitals across the UK. After years of studying, senior colleagues will hand over the ropes and responsibility to those fresh out of medical school, as they start their first day on their ward rounds as a junior doctor. These first few weeks in August will evoke [...]

Are you a medical mortgage misfit?

July 11th, 2018|

Are you a locum GP? New into practice? Junior doctor or a consultant? Got your eye on your dream property? Thinking of buying a new home? Well if so, chances are you are in fact a ‘medical mortgage misfit’ (even though you may not know it yet), with an income that doesn’t tick the standard [...]

How to remortgage with bad credit

June 10th, 2018|

If you are looking to remortgage with bad credit, then it can prove to be a difficult situation. Should I try to remortgage with bad credit? Specialist brokers like Doctors Mortgages Online are able to source mortgage deals for those with bad credit. Via a scheduled telephone call we can discuss your situation, talk through any [...]

Why mortgage lenders LOVE a joint income

February 14th, 2018|

Single versus joint income mortgage application When applying for a mortgage, it is often a case of two heads are better than one. When you apply for a joint doctors mortgage your incomes are combined, and so are any financial assets that are carried in your individual names. Combining your income and assets strengthens your [...]

How to manage a mortgage as a medical student

October 1st, 2017|

If you've arrived at Uni and are already eyeing up where your going to live in your second year but wondering how to manage a mortgage as a medical student, then here's why it could be time to start thinking about buying your own place. In today's world, you'd be forgiven for thinking that buying a [...]

How will the General Election affect your mortgage?

May 16th, 2017|

As the General Election looms, how will the coming vote affect your mortgage? Scheduled for June 8th 2017, this year’s surprise General Election has already caused quite a stir. This year is the 3rd consecutive year that Brits have been asked to vote, following the EU referendum in 2016 and a General Election in May [...]

March’s First Time Buyer Deals

March 13th, 2017|

What is the difference between mortgage protection and life insurance?

January 24th, 2017|

Not the most exciting of purchases, mortgage protection and life insurance are definitely up there with car tax on the list of necessary evils! Lots of us even out off buying mortgage protection or life insurance  simply because we don’t understand what type of policy we need, and when we need it. When buying a home, [...]