Whether you are a first-time buyer, looking to remortgage a property or buy-to-let, then you will be faced with tackling the mortgage application process. If this is not the first time you have applied for a mortgage then you will be aware of the steps involved. The mortgage application process begins with some vital questions [...]
Planning to buy a new house before Christmas? Research shows you’ll need to get your mortgage application going in October. There are 68 days to go until Christmas, which is plenty if you haven’t given a second thought to buying presents, but could prove a problem if you’re planning to move home. Research by Rightmove [...]
Brexit Mortgage Rates As the Brexit storm continues on, it’s no surprise that those of us with mortgages are more uncertain than ever as to what we need to do for the best to secure the best Brexit mortgage rates. With Brexit having an impact on the greatest expense many of us have, it’s important [...]
Selling you home in Winter can be more attractive than you think! The misconception that the months in the run-up to Christmas are not a favourable time to sell your home, means that many homebuyers miss out on a host of properties that enter the market during November and December. Several studies have also shown [...]
This month, thousands of newly qualified doctors start work in hospitals across the UK. After years of studying, senior colleagues will hand over the ropes and responsibility to those fresh out of medical school, as they start their first day on their ward rounds as a junior doctor. These first few weeks in August will evoke [...]
Are you a locum GP? New into practice? Junior doctor or a consultant? Got your eye on your dream property? Thinking of buying a new home? Well if so, chances are you are in fact a ‘medical mortgage misfit’ (even though you may not know it yet), with an income that doesn’t tick the standard [...]
If you are looking to remortgage with bad credit, then it can prove to be a difficult situation. Should I try to remortgage with bad credit? Specialist brokers like Doctors Mortgages Online are able to source mortgage deals for those with bad credit. Via a scheduled telephone call we can discuss your situation, talk through any [...]
Since the shake up that was the Mortgage Market Review in 2014, the mortgage application process has become very long winded. But it doesn't need to be, if you approach the right lender. Here's how to get your mortgage application moving in minutes. Doctors Mortgages Online have been operating to post Mortgage Market Review criteria for [...]
Single versus joint income mortgage application When applying for a mortgage, it is often a case of two heads are better than one. When you apply for a joint doctors mortgage your incomes are combined, and so are any financial assets that are carried in your individual names. Combining your income and assets strengthens your [...]
As new year’s resolutions go, being proactive with your mortgage may seem pretty boring. But it could save you money in 2018, especially if you are coming to the end of your fixed term mortgage. It’s no secret that mortgages approvals are decreasing year-on-year, and becoming harder to get, especially when you circumstances and income [...]
