Search
Close this search box.

The leading specialist mortgage broker for GP’s

Our advisors understand the complex nature of healthcare incomes and how they can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?

They are reliable, efficient, and
got me a mortgage offer that no high
street bank could. I’ve already
recommended them to
several colleagues

50,000+ mortgages placed

20,000+ satisfied clients

Highly rated

GP mortgages can be difficult to secure if you aren’t approaching specialist mortgage lenders. Doctors Mortgages Online is a specialist broker that has over 20 years of experience in helping GPs and other medical professionals with the mortgage application process.

We have developed and nurtured relationships with lenders that are specialised in providing mortgages for doctors and understand their complex income and earnings structure better than high street banks do. Whether you are currently in GP training , a salaried GP, or you are self-employed as a GP locum or GP practice partner, we can access mortgages that you won’t be able to find anywhere else.

Employed GPs can generally prove their earnings more easily than practice partners by providing three months of payslips and a copy of their employment contracts. Practice partners, however, are self-employed, which can make the process trickier.

To get their hands on a GP mortgage, they need to evidence their past and future earnings and those of the practice they are working at. Traditional mortgage lenders will typically require two to three years of properly audited accounts, and if you can’t provide these, they will turn you down, which can cause frustration and heartache.

However, at Doctors Mortgages Online, we understand that you could be looking to relocate or buy a house as you are starting a new job, so you may not have the paperwork to support your application.

That’s why we work with healthcare lenders that understand the complicated dynamics of working as a GP and won’t use this against them when applying for a doctor’s mortgage. If you don’t have years and years worth of accounts, our team can still help you to secure and source a GP mortgage if you have been a partner for less than a year.

Our lenders consider the practice’s history and any long-standing relationship you have with the practice as well as your earnings and potential earnings, allowing us to find a mortgage solution that fits your requirements whether you are a first-time buyer, looking to remortgage, invest, or relocate.

Say goodbye to the hassle that comes with high street banks, and say hello to seamless mortgage applications with Doctors Mortgages Online!

We can source mortgages for practice partners who have been in post for less than a year.

If you have recently joined as a practice partner, then you are now self employed which can make mortgage applications tricky, if you don’t talk to a medical mortgage advisor. Typically, if you don’t have at least two years of properly audited accounts, you will be turned down by nearly every lender.

=
Don’t waste any more time, get in touch with our expert advisors today and let us take the hassle out of getting a mortgage.

A real world mortgage case

The team at Doctors Mortgages Online were an absolute godsend with my (first) house purchase last year. They were an experienced and reassuring presence for me throughout the process. I will be using them when we decide to move on.
Andy

Why GPs Should Use Doctors Mortgages Online?

A specialist broker understands how mortgages for medical professionals work, so you don’t have to experience any more delays or rejections when it comes to your application.

GP practice partners are self-employed, making persuading high street banks to lend to you difficult. They simply take your financial and employment information at face value and don’t dig deeper to form a full picture of your personal situation to realise how you can afford the repayments on your mortgage. This is even more true if you can’t back your application up with the required duration of accounts.

At Doctors Mortgages Online, our experienced and professional brokers have relationships with specialist mortgage lenders who will happily provide GP mortgages for practice partners with less than a year’s worth of accounts in place. We can provide mortgage advice for first time buyers, those who want to relocate, invest, or remortgage to help them to achieve their property ownership goals.   

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee Free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

How We Operate

When you approach an online mortgage broker like ours that has experience in finding suitable mortgages for GPs and other medical professionals, you are in safe hands. General practitioners (GPS) work incredibly hard, and their work is vital, so we don’t think anything should stand in the way of them getting a mortgage.

Our team understands how GPs are paid and the intricacies of the profession inside-out, so you won’t have to explain your circumstances like you do with high street lenders. It doesn’t matter how long you have been working as a GP; our specialist brokers will be able to find a mortgage for you.

The team at Doctors Mortgages Online is available whenever suits you, outside of the nine-to-five and at weekends to make the application process smooth.

These are the three steps that are involved when you choose us. 

Get in touch

Reach out to us over the phone, by email, or by filling out the contact form. Full details can be found on our Contact Us page. You can outline your information in a few seconds, and we will arrange a meeting at a time that works for you to discuss your requirements in more detail.

2. Initial Meeting

We’ll meet with you over the phone or via video call to explain our Doctors Mortgages Online process in full. If you decide you want to use our specialist broker service to secure your GP mortgage, you will need to provide us with some more information at this stage so we can source the right product for you.

Review your options

We’ll get in touch to confirm your mortgage options and will handle the application right through to offer. Once the offer has been produced, we will talk you through the next steps and will be there to help you through too completion!

Boost Your Chances Of Getting A Mortgage With Our FREE Guide.

Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a doctor working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
=

Mortgage advice and guides

Get in touch and see if we can find you the mortgage you want

Our experienced advisors are only a phone call away.
If you can’t talk now, leave your details via our contact form and we’ll get back to you to discuss your personal mortgage requirements at a time to suit you.

Arrange a free consultation

=

Book a free consultation

=

By using this website, you agree to our use of cookies in accordance with our Privacy Policy and Terms of Use.