We source doctors mortgages using 100% of your banding, even if you are on a rolling six-month contract.

As a junior doctor, getting a mortgage during foundation training can often appear to be almost impossible. You may be looking to buy your first home, move to a bigger property to accommodate a growing family or group together and buy a place with friends. Whatever you reason for needing a mortgage, the last thing you need is a rejected mortgage application.

Mortgages For Junior Doctors

Junior doctors are viewed as being self employed as they don’t have permanent employment contracts. As your training rotates, your contracts will change frequently and this makes it harder for lenders to judge your earnings accurately because they don’t understand the dynamics of a trainee doctor.

If you have struggled to get a mortgage as a junior doctor, Doctors Mortgages Online can help you get any mortgage on the market. We have access to lenders who understand junior doctor contracts and some will even lend if you can provide a contract offer letter. If you are looking to get your foot on the property ladder, remortgage to consolidate debt from training or sabbatical, buy to let or let to buy, we can let you know exactly how much you can borrow and offer you a range of competitive mortgage rates based on your individual criteria.

Our experienced advisors are only a phone call away. Give us a call on 01656 332 600.

If you can’t talk now, get in touch via our contact form and we’ll call back to discuss your personal mortgage requirements at a convenient time.