We can source very competitive mortgages for locum doctors who have only been working for four months.

As a locum you don’t have a permanent employment contract, so a mortgage lender will view you as being self employed. Many lenders require a self employed individual to provide two or three years’ worth of self employed accounts. For many locums, this simply isn’t possible.


Doctors Mortgages Online are experienced in sourcing mortgages for locums. With access to specialist lenders who understand the financial implications of being a locum, we can get you a mortgage of up to 90% loan-to-value. Every locum mortgage application we process is assessed and underwritten on an individual basis, and you only have to have been in your current locum post for a minimum of four months.

Whether you are a first time buyer, looking to buy your dream house, remortgage, buy to let or let to buy we can help you get the mortgage you need to make your property plans a reality. Our simple assessment process takes place in a fraction of the time it takes to deal with a high street lender. There is no need for a face-to-face meeting. Following a short phone call to discuss your exact mortgage criteria, the rest of the process can continue online. We know how busy you are so we’ll only contact you at essential points during the process.

To get answers to any questions you have and to get your locum mortgage underway, call one of our medical mortgage brokers today on 01656 749902.

For out of hours or weekends, email us at info@doctorsmortgagesonline.co.uk

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